Here’s the funny part of this new wonderful opportunity I have in life: if my company didn’t lay me off, it wouldn’t have happened! The shear fact my services had become available in the marketplace, as my old employer was starting their rounds of lay offs, signaled to my ex-client (now employer) I was available […]
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Stock market is dropping
Between the coronavirus halting many supply chains and countries undercutting Russians oil prices, this is the recipe for a global economic slow down that will take some time to work itself out. What does this mean? The stock market is on sale. The next 12 months could in fact be the biggest opportunity to grow […]
My Financial Independence Framework
My financial independence information journey:Rich Day Poor DadE-Myth RevisitedMr Money MoustacheExtreme Early RetirementBigger PocketsChooseFIMadFIest My financial independence career journey:For now, I’m a marketing executive with 3 side hustles – real estate, blog, e-comm. Any one of these side hustles can blossom into a successful business. These side hustles have the greatest probability of making themselves […]
Financial Stability
At this point in my money story, I have a strong financial base. 12 months of living expenses are in my bank accounts. I aim to save around $4,000 each month post tax after contributing a portion of my income to my 401K, Roth IRA, and HSA accounts. I’ll stockpile lots of money in my […]
When is it enough?
Professionals may have a lot of wealth, perhaps millions in profit each year. But I’m starting to ask myself – are they happy and fulfilled? After a certain income point, more income does not make someone happier. Per my studies that amount is ~$75,000 per year. I personally think this income level could increase to […]
Give 85% Frugalness To Financial Freedom
The best way to achieve financial freedom is to earn as much money as possible from a merit based career, live extremely frugally, and invest all your saved money into accounts and assets not in your 401K or primary residence. Stretching this habit over ten years will yield good results. Again, when your goal is […]
Zen Mind – 10 Years To Financial Freedom
This blog covers topics on how a young professional with no financial windfall goes from negative net worth (student loans) to financially free in 10 years – and not hate their life in the process. Any day can be your last, so it doesn’t make much sense working 80 hours a week building your financial […]
Opinion On Stocks, Real Estate, and Business Assets
Here’s the thing with stocks, the millionaire next door strategy worked in the 70’s – 2000 because the market only went up. Since 2000 we’ve seen 3 crashes and massive quantitative easing. I believe the US government wants citizens to put money into their 401K’s so the workers have to work until they are in […]
eCommerce
Effective online startup guys are doing a couple of things very well when it comes to ecommerce business. 1- Quality product research in choosing their products to sell and market for.Top platforms to leverage in gleaming the world’s top trending selling products include AllieExpress, Facebook, Google Search Trends, Amazon.Pick a product category you have an interest or passion […]
Reflections On A Youtube Star
Stephan Graham didn’t spend 4.5 years in college not earning money. He became a real estate agent in a high cost market (LA) and started selling homes. Three years later, he started buying properties (has 6) which generate passive income. So effectively this professional had a 4.5 year head start on me.For the past two […]