Month: February 2020

At this point in my money story, I have a strong financial base. 12 months of living expenses are in my bank accounts. I aim to save around $4,000 each month post tax after contributing a portion of my income to my 401K, Roth IRA, and HSA accounts. I’ll stockpile lots of money in my […]

Professionals may have a lot of wealth, perhaps millions in profit each year. But I’m starting to ask myself – are they happy and fulfilled? After a certain income point, more income does not make someone happier. Per my studies that amount is ~$75,000 per year. I personally think this income level could increase to […]

The best way to achieve financial freedom is to earn as much money as possible from a merit based career, live extremely frugally, and invest all your saved money into accounts and assets not in your 401K or primary residence. Stretching this habit over ten years will yield good results.  Again, when your goal is […]

This blog covers topics on how a young professional with no financial windfall goes from negative net worth (student loans) to financially free in 10 years – and not hate their life in the process. Any day can be your last, so it doesn’t make much sense working 80 hours a week building your financial […]