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This book review is a great one. “Start with the end in mind” is a great piece of advice so what better way to build a great life than by studying the people at the end of their lives! “Our research confirms that people are happier, more content, having more fun, and feeling a greater […]

My previous marketing agency executive experience helped me in spearheading my professional and investing career. A major key in growing my net worth was consistently earning six figures each year. This money helped me fund a 401K, Roth, save for rental down payments, pay off my student debt, and buy a SUV. The SUV (named […]

Each morning I write about whatever my mind seems enjoy thinking about. Recently, my mind has been thinking more about passive income generation from various asset classes. Here’s those thoughts… With a $99,000 nest egg, contributing $2,500 per month for the next 28.5 years (when I can withdrawal from tax advantaged accounts) my portfolio should […]

Here’s my money philosophy as I’m about to turn 31. My personal finances are well capitalized in case anything bad were to happen in my career. This gives me peace of mind. Now, more than ever, I’m focused on cash flow financial independence through my real estate. This is the “quickest” path to my goal. […]

If earning net cash flow from rental real estate was an easy thing to do, everyone would be doing it. It’s a simple, straight forward business model, but it’s not easy. This skill requires knowledge and real work in the business realm. Business is a space lots of people work inside but many folks only […]

The older gentleman I golfed with at City Park Nine told me you’ll need more than $3,000 per month to retire on. I agree with him. I personally brought up that $3,000 mark as that’s my financial freedom number. I’m not going to be living a luxurious life in a downtown city with my own […]

Since 27 years old I’ve been going after my dream of time and location independence. How many people can honestly say they are going for their dreams? Putting their money and time where their mouth is? Few and far between is my best guess. At least when I’m an old man I know I won’t […]

Discovering the FIRE community changed my entire perspective on work and life. As we’re all aware, growing up we’re taught to work until 65 and then live off this elusive retirement portfolio. We’re never taught how much to live off each year from the portfolio (4% rule). We’re never taught how compounding works, or that […]

I think a major problem with modern society as whole is we believe if our mind is not thinking some thought we are not really alive. This belief causes many ails like anxiety (thinking about the future) or bitterness and regret (thinking about the past). It is very challenging, to the untrained mind, to literally […]